Two gaps.One picture.

Most American families have addressed the obvious risks and missed the two that matter most. This tool shows both gaps using your numbers. Six questions. Two minutes. No forms until the end.

Question 01 of 06

How old are you?

Your age shapes how the picture looks and how much time you have to adjust it. A ten-year difference changes everything about the analysis.

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Question 02 of 06

What is your household's total monthly take-home income?

Include every income source your family depends on. Salary, freelance work, rental income. Enter the amount that actually reaches your account each month after taxes.

Question 03 of 06

What are your total monthly household expenses?

Add up everything that goes out each month. Rent or mortgage, utilities, groceries, insurance, subscriptions. If you are unsure, a close estimate is enough for an accurate picture.

Question 04 of 06

How much do you have in accessible savings right now?

Include checking accounts, savings accounts, and money market funds. Anything you could access within a week. Do not include retirement accounts here. Those are a different part of the picture.

Question 05 of 06

Do you have a mortgage? If so, what is your monthly payment?

Enter your monthly mortgage payment if you have one. This shapes the second part of your picture. Enter zero if you rent or own your home outright. The tool works either way.

Enter 0 if no mortgage. Your full family picture still shows.

Question 06 of 06

Which of these are currently part of your financial picture?

Select everything that applies. This is the part most people have never mapped clearly. It shapes which gaps your picture will show.

Your Picture Is Ready

One step to unlock it.

Your family protection picture has been calculated based on what you shared. Enter your details below to view both gaps side by side. You will see your income survival runway, your mortgage exposure, and what each number means for your situation.

Income Survival Runway Calculating

Mortgage Exposure Calculating

Coverage Gap Calculating

Your information is private. It is never sold or shared. Used only to deliver your picture and follow up if you request it.

Your Family Protection Picture · GoWise Wallet

Your Picture

Income Survival Runway

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Mortgage Exposure

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What your picture shows

Mortgage exposure breakdown

Monthly mortgage payment —

Share of monthly obligations —

Months your savings covers it —

Total remaining obligation —

What this means for your family

Two observations drawn from the numbers you shared. Not prescriptions. Not recommendations. Just what the picture shows when you look at it clearly.

For educational purposes only. These results are estimates based on the figures you entered and general assumptions. They are illustrative, not projections, and do not constitute financial, tax, or legal advice. Individual outcomes vary based on many factors not captured here. Speak with a licensed financial professional for a personalized assessment.

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Two gaps worth a conversation.

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Two gaps.One picture.

One step to unlock it.

Your Picture

Two gaps worth a conversation.

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