Effective Date: May 12, 2026 Last Updated: May 12, 2026
Welcome to Go Wise Wallet LLC (“Go Wise Wallet,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of our website gowisewallet.com and our services. By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please discontinue use of the website.
By accessing or using gowisewallet.com, scheduling a consultation, downloading our materials, or opting in to receive communications from us, you agree to these Terms of Use and to our Privacy Policy.
Go Wise Wallet LLC is a licensed independent insurance brokerage operating in the State of Florida. We provide information, education, and assistance regarding life insurance products, indexed universal life policies, fixed indexed annuities, mortgage protection, business protection, retirement planning strategies, and related services. We are not a financial advisor, registered investment advisor, or tax professional. Information provided through our website is for educational purposes only and does not constitute legal, tax, or investment advice.
Go Wise Wallet LLC operates an SMS Program to communicate with prospects, leads, and clients who have explicitly opted in to receive text messages.
Program Name: Go Wise Wallet SMS Program
Description: When you provide your phone number and check the SMS consent box on our website forms, you agree to receive SMS messages from Go Wise Wallet LLC. Messages may include appointment confirmations, appointment reminders, financial education information, follow-up communications, and (when separately consented to) occasional promotional or marketing messages.
Opt-In: You must explicitly opt in by submitting your phone number through a form on our website and affirmatively checking the SMS consent checkbox. SMS consent is separate from all other forms of consent on our website. You may decline SMS opt-in and still receive all other services.
Message Frequency: Message frequency may vary depending on your engagement with our services. You may receive 2 to 10 messages per month.
Cost: Message and data rates may apply. Standard message and data rates from your mobile carrier may apply to messages sent and received.
Opt-Out: You can opt out at any time by replying STOP to any SMS message you receive from us. After you reply STOP, you will receive one final confirmation message, and we will stop sending you SMS messages.
Help: For help, reply HELP to any message, or contact us directly at hello@gowisewallet.com or (561) 220-7614.
No Third-Party Sharing: Your mobile phone number and SMS opt-in consent will not be shared with third parties or affiliates for marketing or promotional purposes. This information is collected and used solely by Go Wise Wallet LLC to communicate with you regarding the services described above.
For a complete description of how we handle your information, please review our Privacy Policy.
You must be at least 18 years of age and a legal resident of the United States to use our services. By using our website, you represent and warrant that you meet these requirements.
Kleber Soares is a licensed independent insurance agent in the State of Florida. Go Wise Wallet LLC operates as a Florida Limited Liability Company. All insurance products are offered through licensed carriers; product availability, terms, and guarantees are subject to the underwriting and financial strength of the issuing carrier.
We are not affiliated with, endorsed by, or sponsored by any government agency. We do not offer securities, investment advisory services, or banking products.
All content on this website — including blog posts, downloadable guides, the Wise Money Moves ebook, calculators, illustrations, and consultations — is provided for educational and informational purposes only. Nothing on this website constitutes legal, tax, investment, or financial advice. You should consult with qualified professionals before making any financial, tax, or insurance decisions.
Past performance does not guarantee future results. Insurance product features, including living benefits, cash value growth, and guaranteed income, depend on the specific product selected, the issuing carrier, and your individual circumstances.
All content on gowisewallet.com — including text, graphics, logos, images, and downloadable materials — is the property of Go Wise Wallet LLC or its licensors and is protected by United States copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our written permission.
You agree not to:
Our website may contain links to third-party websites. These links are provided for convenience only. We do not endorse or assume responsibility for the content, accuracy, or practices of any third-party websites.
To the fullest extent permitted by law, Go Wise Wallet LLC shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of or related to your use of our website or services. Our total liability for any claim arising from these Terms shall not exceed one hundred dollars ($100).
You agree to indemnify and hold harmless Go Wise Wallet LLC, its officers, agents, and affiliates from any claims, damages, or expenses arising from your use of our website, your violation of these Terms, or your violation of any third-party rights.
We may update these Terms from time to time. Changes will be posted on this page with an updated “Last Updated” date. Continued use of our website after changes are posted constitutes acceptance of the updated Terms.
These Terms are governed by the laws of the State of Florida, without regard to its conflict of laws principles. Any dispute arising under these Terms shall be resolved in the state or federal courts located in Palm Beach County, Florida.
Carriers (including but not limited to AT&T, T-Mobile, Verizon, and other mobile network operators) are not liable for delayed or undelivered messages. Message delivery is subject to the effective transmission from our network operator and is not guaranteed. Go Wise Wallet LLC is not responsible for delayed or undelivered messages caused by technical issues, network congestion, carrier-related problems, or any factors outside our reasonable control.
Subscribers acknowledge that participation in our SMS Program does not create a contractual obligation for any specific message delivery time or success rate. By opting in, you agree that Go Wise Wallet LLC, its affiliates, and participating carriers shall not be held liable for any direct, indirect, incidental, consequential, or other damages arising from the use of, or inability to use, the SMS Program.
If you have questions about these Terms of Use:
Go Wise Wallet LLC 309 N F St Lake Worth Beach, FL 33460 Email: hello@gowisewallet.com Phone: (561) 220-7614
By using gowisewallet.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy.